Harry's Tech Space

Read my experience with different products and technologies.

Category: Personal Finance (page 2 of 4)

Getting Asset back on track

Some time back, I had to take control of the rooms to get the asset back on track. I had to jump in as the things got so out of hand. This post is the story of setting the rooms, an asset back on track.… read more

How to treat Lakshmi so she stays with you.

Wish you all a happy Diwali and Bali Paadyami. The festivities of Diwali is done by commoners to call Lakshmi (The goddess of wealth) to their house. Some by their luck, even being able to get her to visit.… read more

Electricity Consumption and Money

Yesterday I conducted a small poll on AIFW trying to figure out the power consumed by various members in their households. most fell under 300+ units category and other biggest polling was for 150-200 units. Figures like this are like rich-poor divide.… read more

Some days ago in AIFW, there was a brouhaha over govt issuing directions to RBI with the intention of disciplining it. The media, (since it was against Modi) it picked the fight by the usual statement of “This has been never done before”.… read more

How to value your Insurance Policy? Ways to compare it with FD/RD etc…

If a newbie enters a finance forum like AIFW and starts posting gungaan of his endowment policy, ULIP, he is definitely going to be ridiculed and mocked. This ridicule is due to expert’s knowledge of concept called discounted cash flow and items permeating the world of valuation.… read more

Brexit and Third Person view of Behavioral Tantrums

This is a small post explaining about much-touted Brexit which happened in 2016. It’s kind of my view of seeing through the lens of a psychiatrist. Read the retelling of Brexit hoopla with caste and family angle, which exposes the subtle behavioural cues which we are seeing in media.… read more

On Apples to Orange comparison on buying a House vs Investing the money

Some time ago, I came across an amusing conversation in AIFW. It was on – Buying a House vs invest the EMI amount in the mutual fund. It was amusing for me because Pattu Sir and Ashal too got taught about investing in that thread.… read more

Chapati and asset allocation

Months ago I tried making Chapati(a form of Indian flatbread). Apart from my usual difficulty in making it round, I did have some thoughts about asset allocation – linked to the process of making it.

Read on to learn how to make Chapati and also learn something about asset allocation.… read more

AIFW Personal Finance Planning Steps

Here is Personal Finance Planning steps that would help you in managing your finances. These Personal Finance Planning Steps are from the Personal Finance Guru Ashal himself.
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How many of you do agree that your personal finance life is cluttered, complex, aimless?… read more

Headlamp types and Portfolio Types

The headlamps of vehicles come in 2 varieties, one is reflector types and other one is projector type. In reflector type the reflector reflects light falling on it, by light source. The light source is infront of it, and reflector arrangement is nothing but concave mirrors sitting behind the light source.… read more

How to wolf down a laddoo and financial emergency.

Financial Emergency is like a laddoo, if swallowed like a novice, its going to be your undoing. Thats why you normally get gyany responses like “bite only as much as you can chew” etc.. To get rid of half gyan you have accumulated through the years this post tells you “how to wolf down a laddoo”.… read more

Tax Saving is icing on the cake, not the cake in itself.

-Ashal Jauhari (Asan Ideas for Wealth)

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